If you’re turning 65 and already have health or prescription drug insurance, you may be able to delay Medicare enrollment without late penalties – as long as you have creditable coverage. In this post, we’ll explain what Medicare means by creditable coverage and how it can help you avoid costly late enrollment penalties.  

Gathering a few items before your call - like your Medicare card - will help things move along more quickly.

Medicare is great, but no insurance plan covers everything. The biggest gaps missing from Original Medicare are routine dental, vision, and hearing services. But you can get that coverage by adding an insurance plan commonly referred to as “ancillary” insurance.

There are few decisions you can make that are more important than your health insurance.