Learn how to avoid scams and build a happier, more positive community online.

Avoid scams, aggressive marketing, and offensive content: Here’s how to use Facebook like a pro.

How to Be a Better Facebook User

From tax breaks to saving on gas, there are countless ways you can save money by going electric. 

From tax breaks to saving on gas, there are countless ways you can save money by going electric. Here are a few factors to consider.

7 Ways Getting an Electric Car May Save You Money

If you’re turning 65 and already have health or prescription drug insurance, you may be able to delay Medicare enrollment without late penalties – as long as you have creditable coverage. In this post, we’ll explain what Medicare means by creditable coverage and how it can help you avoid costly late enrollment penalties.  

What is Medicare creditable coverage? Basically, coverage that is as good as and costs about the same as what you get with Original Medicare is creditable.

Medicare Creditable Coverage | What to know in 2024

Thanks to the Affordable Care Act (ACA), the donut hole closed completely in 2020. 

The coverage gap, aka the Medicare donut hole, is the third phase of your Part D coverage. Your out-of-pocket costs in every stage are 25% of your plan's.

Medicare Donut Hole

According to KFF.org, nearly half of enrollees do not change their Medicare coverage during Annual Enrollment.

The Medicare Annual Enrollment Period ends on December 7. If you miss it, though, you may still be able to make changes to your coverage for next year.

What Happens if You Miss Medicare Annual Enrollment?

If you're what Medicare calls a "high earner," you'll likely pay a surcharge for both Part B and Part D.

If your modified adjusted gross income is over $97,000, you'll likely pay higher monthly premiums for Medicare Part B and Part B.

Medicare Part D IRMAA and Part B IRMAA

Failure to maintain creditable drug coverage could land you with late enrollment fees once you do sign up for Medicare Part D.

A lifelong Medicare Part D late enrollment penalty is added to your monthly premium any time you go 63+ days without creditable prescription drug coverage.

Medicare Part D Late Enrollment Penalty

Stress can happen at any time of year, but the holiday season makes many people anxious. Mindfulness can help ease the stress.

Stress can happen at any time of year, but the holiday season makes many people anxious. Mindfulness can help, and it’s an easy practice to learn.

Ease Holiday Stress with Mindfulness

As you get older, you probably have most of the things you need. That’s why regifting, done right, can be a great option.

As you get older, you probably find you already have most of the things you need. That’s why regifting can be a great option — if it’s done the right way.

The Art of Regifting

Explore key topics like plan tiers, premiums, pharmacy options, and coverage gap considerations, empowering you to optimize your prescription drug coverage effectively.

Optimize your Medicare Part D plan. Learn about formularies, saving money, and accessing extra help during Open Enrollment and beyond. Make informed decisions for your prescription drug coverage.

How to Make the Most of Your Part D Plan

Our ultimate guide to Medigap answers all your Medicare Supplement Insurance questions - plus a few you didn't even know you had.

We created the ultimate guide to help you compare Medicare Supplement plans, including what each Medigap plan covers and how Plan G compares to Plan F.

Compare Medicare Supplement Plans

Food that's good for your body doesn't have to be bad for your wallet. We tapped registered dietitians to explain how to save at the supermarket.

Don't let anyone tell you different: You can eat healthy on a budget. It starts with eating whole foods, not processed, and rethinking your produce options.

Eating Healthy on a Budget

How to Save Money on Groceries and Still Eat Healthy

For the first time, Medicare has the right to negotiate prescription drug prices to help lower healthcare costs for tens of millions of Americans.

Medicare can now negotiate prescription drug prices. It's one of several key provisions of the Inflation Reduction Act to help lower healthcare costs.

Medicare Names First 10 Drugs for Price Negotiation

Break the loop of forgetting passwords and making new ones. Try these tips for creating safer passwords and keeping track of them.

How often do you use the “Forgot Password” button? Put the hassle behind you! Try these tips for making safer passwords – and keeping track of them.

Keep Safe with Super Secure Passwords

A doctor’s recommendation can raise a lot of questions. Here’s when and how to get a second opinion on your diagnosis or treatment.

Getting a second opinion on your diagnosis or treatment plan is often wise. Here’s when you need one and step-by-step tips on getting it done.

When Should You Get a Second Opinion

This year, Medicare plans will see major changes, including higher costs, reduced benefits, and smaller provider networks. Review your Annual Notice of Change to adjust your coverage accordingly.

Discover how Medicare plans will change this year, including shifts in costs, coverage, and provider networks. Learn what to expect and how to prepare for these updates.

How Medicare Plans are Changing in 2025

Retirement coaches assist in a range of decisions and often act as life coaches for people transitioning into their post-career years.

Retirement coaches assist in a range of decisions, from finances to behavior. They often act as life coaches for people entering their retirement years.

Do You Need a Retirement Coach?

Medicare Annual Enrollment (Oct 15-Dec 7) lets you adjust coverage: switch plans, enroll in or drop Part D. Use our checklist to find the best option for you.

Using a Medicare enrollment checklist helps ensure you get the best plan for your unique needs. It includes checking the network, drug formulary, and costs.

Medicare Enrollment Checklist

Medicare Enrollment Checklist: The Best Plan for Your Needs

When medical bills add up, you may have options. Learn how to reduce high bills or maybe even negotiate them away!

You may be able to lower your medical bills or set up a payment plan that fits your budget. Learn the steps to negotiate a deal that works for you.

Can You Negotiate a Medical Bill?

You can't cure a chronic condition, but you can manage it with healthy lifestyle changes and by working with your doctor.

Living with arthritis presents numerous challenges, particularly when it comes to managing your symptoms. Luckily, there are numerous non-medical options.

Living with Arthritis: Tips to Manage a Chronic Condition

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